Helpful Credit Card Tips Everyone Should Know

Credit card usage is an almost universal fact of modern life. There can be no denying that bank cards represent a degree of convenience...

Which is Worse: Bankruptcy or Foreclosure?

Inability to discharge financial obligations results in bankruptcy. Defaulting on mortgage payments results in foreclosure. Both bankruptcy and foreclosure have a negative impact on...

Bankruptcy Public Records Explained

Bankruptcy proceedings are initiated by creditors, or by a debtor, when the latter is unable to discharge his debt. The debtor can be an...

What is the Bankruptcy Means Test?

In the year 2005, the US Bankruptcy Code was reformed as a result of the Bankruptcy Abuse Prevention and Consumer Protection Act. This act...

Alternatives to Bankruptcy

Bankruptcy is a legal proceeding which is the result of the debtor's inability to repay his creditors. Its proceedings are structured to help a...

Life After Bankruptcy

Life after bankruptcy requires a lot of patience and planning. You need to manage and keep track of your every expense in order to...

Personal Loans After Bankruptcy

Getting a personal credit after bankruptcy sounds a bit too optimistic, does it not? However, it is possible to get a bad credit personal...